Five Reasons To Get A Home Inspection

There are a few misconceptions about disposers. First, they are not “Garbage Disposers”. They are “Food Waste Disposers”. You would be surprised at what we sometimes find in the disposer which prevents it from working. For some reason we find a lot of rocks in disposers. If you have a fish bowl, please wash it in another sink.

Fourth, Roof leaks are in the same category as plumbing leaks, for the same reason mainly. If the floor gets wet there could be trouble. But it has to be a lot of water over a long period of time. Get a home inspection and ALL stains should be assumed as active leaks and repaired. The roof itself should be in great shape before buying. A new roof for a Mobile Home should be less expensive than a site-built Single Family Residence.

In an effort to boost economic recovery, the Department of Veterans Affairs adjusted the maximum $0 down loan limit to allow home purchasers to borrow more money than what was previously guaranteed. The loan limit for San Diego has been increased to an all time high. This means more buyers can borrow more money to purchase property. The San Diego $0 down loan limit was increased to $537,500 and still allows home buyers a $0 buyer paid closing costs option.

An inspection can be an important tool in determining where to invest your money in a home you are selling. It can also be an excellent marketing tool when you do put your house on the market. Should your house prove sound, a potential buyer may be less wary, and more likely to make an offer.

Make sure your Realtor (now required in California) outlines the short sale contingency terms and conditions. This essentially sets the time frame for approval by the lender which may or may not help.

Property Purchase Tax ~ Also known as the land transfer tax, it varies from province to province. In BC it is 1% of the first $200K and 2% of the balance; some exemptions exist, such as that for first time homebuyers. This is usually the single largest closing cost for most home purchases. It is particularly startling for those buying their second home, if they were exempt from it the first time, they didn’t know how much they were saving!

Before having a home energy audit performed on a house, a homeowner may have some serious problems that would have otherwise gone unnoticed. The original appearance of a home may not reveal some hidden issues that may be going on. That’s why the full inspection includes the use of some state of the art equipment and tools such as cameras. Attention will be given to all the electrical systems within the home to find out any potential problems or existing issues. The end result of a full examination will make the homeowner happier, healthier, and richer in so many ways.

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